Insurance Requirement for All Students
www.unco.edu/student-health-insurance-program/
All Undergraduate students taking 9 or more credit hours and all Degree Seeking Graduate students taking 6 or more credits per semester, regardless of the type of class (on campus, off campus, online only) are required to have full coverage health insurance.
Students who meet the credit hour criteria will be automatically enrolled in the UNC Student Health Insurance Plan and the cost will be added to your UNC student bill. Students have the option to waive out of the UNC Student Health Insurance Plan by completing the online insurance waiver showing proof of comparable coverage prior to the deadline, which is always the 10th day of classes each semester.
If a waiver is completed for the UNC Student Health Insurance Plan for Fall semester, the enrollment and subsequent charge for Spring semester will also be waived. If you have questions regarding re-enrollment in the UNC Student Health Insurance Plan, contact the Student Insurance Office at 970-351-1915.
Please note: All international students regardless of the number of credit hours will be charged for the UNC insurance plan. To be eligible to waive participation in the UNC-sponsored health insurance plan, UNC’s Board of Trustees, generally speaking, allows for U.S.-based equivalent insurance coverage as a basis for waiver. In other words, such plans must be comparable with Gold or Platinum plans under the Affordable Care Act (ACA), and provide coverage for all benefits and services included in the UNC SHIP plan. All international students must follow the waiver process through the Office of Global Engagement website. Deadline for the waiver is the 10th day of classes.